Things about windows 7 calculator you probably didn’t know

adminonDecember 27, 2022February 19, 2023Leave a Comment

Things about the Windows 7 calculator you probably didn't know.

I love Windows 7's calculator. In fact, there is even a calculator key on my keyboard for quick access. Nevertheless, I discovered only today that there are more features in this nifty little program than in previous Windows versions. If you explore the program a bit, you'll easily discover these things as well. Microsoft seems to be very sympathetic to people preparing to get a mortgage and those on the go, judging by the new features it has added to Windows 7's Calculator app. After a short time, you begin to appreciate the calculator more than you did before you knew about its extensions.

Go ahead and click on the "View" menu in the Windows 7 calculator, and then click on "Date Calculation". The calculator window expands to show you an interface where you can enter two pieces of data. Once you enter it, your computer will calculate how much time has passed between dates in two forms. The first form shows you how many years, months, weeks and days have passed since then. The second form shows you how many days have passed in total. You'll be surprised how useful this tool is, especially if you want to know how long you've been with someone.

Things about the Windows 7 calculator you probably didn't know

Unit conversion

Under the "View" menu you can also find "Unit Conversion" – a function that lets you convert between all sorts of different units. I honestly don't use this very often because I usually type "130 mph in km/h" into a Google search and get a straight answer. You might find it useful though, considering everything is on your computer even when you're offline. The Windows 7 calculator's unit conversion dialog has almost every unit you can think of, except the highly scientific ones. It includes things like joules, watts, BTUs/minute, Fahrenheit, Celsius, whatever! Try it out and come back after a few hours to read the rest of the goodies you get.

Calculate mortgage and vehicle leases

What better way to find out how badly a bank is trying to screw you than to have a mortgage calculator handy on your desktop? Thanks to Microsoft (and maybe this article), it might be a little harder for banks to lure people into making unreasonably high payments. You can find the mortgage calculator and all the functions below it in the "Worksheets" submenu of the "View" menu.

Things about the Windows 7 calculator you probably didn't know

Well, here's a trick I'm sure you know, but I'd like to show you anyway. Select "Monthly Payment" at the top of the dropdown list. Under "Purchase Price", enter the value of the house you want to buy and fill in the rest of the required information.

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The result is your monthly payment for x years. OK, now I want you to enter the value of the monthly payment on the other side of the window (the "classic calculator" side). Multiply the value by 12 and then multiply it again by the number of years the mortgage will be for.

Things about Windows 7's calculator that you probably didn't know

Yes! This is the amount you will end up paying for the house. It is never a nice number. After that, take a deep breath and add the amount you put down as a deposit to it.

There is also a similar "worksheet" for vehicle leasing.

Things about Windows 7's computer you probably didn't know

Fuel consumption

If you're a frequent traveler, Windows 7 has also added some nifty fuel economy calculations that let you enter how many miles / kilometers you've traveled and how many gallons or liters of gas you've used. You can find out how much gas you spent on a trip, your vehicle's fuel economy or the distance you traveled. My tip: If you really want to save money, go to a small store nearby.

Before we say goodbye…

I really hope you discovered something new today (I certainly did) and find these functions useful. Leave a comment below and tell us all about your experience playing with/using the features!

Looming storms are likely to shake the stock markets in the fall. (Image: Shutterstock.com/mgequivalents)

Autumn is often stormy, even on the stock markets. Especially in politics, Burkhard Varnholt of Credit Suisse expects some gusts in the coming weeks. Anti-cyclical investment behavior as well as good diversification are necessary, he said.

Since 1917, the U.S. has had a debt ceiling that specifies the maximum amount of government bonds that the U.S. Treasury can borrow. In the past, this ceiling has already been moved up more than a hundred times – usually without much fuss. This is because such a shift or. Suspension of debt ceiling does not increase government spending, nor does it authorize spending for future budget proposals. It simply allows the Treasury to pay for spending that has already been approved politically.

"But given the polarization of American society, increases in the debt ceiling that should be a mere formality are being instrumentalized for political showboating. This could turn into a real problem, because the threat to cut off the government's money supply includes the unlikely but serious collateral risk that the U.S. could default on its government bonds in extremis", explains Burkhard Varnholt, CIO at Credit Suisse Switzerland.

If this were to happen, the consequences would be catastrophic. U.S. government debt is the most important asset in global capital markets. The domino effects of a formal U.S. default would be devastating for the financial system and for the global economy, including the U.S., according to investment strategist. By the end of this month, the U.S. Senate and House of Representatives will have to agree on raising the debt ceiling from the current 22 to a new 28 trillion euros. U.S. dollars to some. Because that's the amount by which recent fiscal legislation has increased the U.S.'s financial needs. But the Treasury may not fulfill obligations already enacted into law until it receives approval from the two feuding chambers of Congress for a corresponding increase in the debt ceiling. "It is quite possible that there will be another government shutdown there in 2021. Certainly Republicans and Democrats will then blame each other for this. In the end, it's the state employees who lose out – and the country loses its international reputation", warns Varnholt.

Protective mechanisms against "accidental insolvency

Two safeguards are designed to protect the U.S. from "accidental insolvency" preserve. First, the U.S. Treasury is allowed to take "extraordinary measures" in times of government stalemate Take action to gain liquidity and time. To that end, the nonpartisan Congressional Budget Office (CBO) creates financial plans each year to show policymakers how long money and time would last in an emergency scenario. This year, however, these calculations are less reliable than normal because of the pandemic, warns the CBO and U.S. Treasury Secretary Janet Yellen. Raising the debt limit, therefore, is necessary to prevent delinquencies on government spending and a default on government debt, it said.

Second, the Federal Reserve (Fed) would intervene if such a default were imminent. If necessary, a country that is in debt in its own currency can print any amount it wants to pay off the debt, says Varnholt: "However, creditors would then avoid this currency for a very long time. It is likely that, in an emergency, the Federal Reserve would temporarily assume the Treasury's financing needs in full through a specially created facility." This would amount to indirect monetization and would be in a legal gray area. But it would be the lesser of two evils politically. Nevertheless, such an intervention would have high costs: downgrading of AAA ratings, rising cost of capital, volatility in foreign exchange and financial markets, to name only the obvious ones.

Further government shutdown expected

Since 1980, government shutdowns have occurred nine times in the U.S. For the most part, the government has been limited to intervening in "non-systemic" business areas business areas, such as museums or national parks, and put employees on compulsory unpaid leave. But in the last shutdown of the federal administration in 2018/2019, a total of 800,000 state employees temporarily received no pay – including 420,000 from "systemically important areas" such as the police, fire department or school system.

"Despite the political and socioeconomic toll of such government shutdowns, the narrow majority vote suggests that the ill-fated game of vabanques will repeat itself in the coming weeks with an unknown outcome. In this tug-of-war, the controversial second infrastructure package on 2.5 trillion US dollars play a role", says Varnholt.

An autumn storm seldom comes alone

In addition, the CIO can already see other storms brewing. He expects turbulence in the event that Fed President Jerome Powell is unexpectedly not re-elected next spring. He is more relaxed about the German elections: "Stock markets reflect expectations of corporate profits, interest rates and currencies – and party platforms usually have less influence on these than is often assumed. Either way, a coalition of at least three parties seems likely in Berlin, which the markets again like because it ties the hands of politicians.", says Varnholt.

He also expects that further waves of refugees from Afghanistan and other trouble spots are likely to be felt on the stock markets as well. This could move the currency markets, weigh on the euro and once again strengthen the appreciation pressure in the Swiss franc.

For investors, good diversification and a countercyclical investment process paid off in particular in the face of the gathering storms.

Pro forma statements represent estimated or projected financial figures for a company's operations. The three most common pro forma financial statements are the income statement, balance sheet, and cash flow statement. Public companies typically issue pro forma statements to inform shareholders and other business stakeholders of management's expectations for future business profits. These statements can also help internal business managers prepare reports and make financial decisions related to business operations.

Pro forma is a Latin term meaning "for the sake of form". Pro forma statements require business owners, directors, and managers to spend time planning and estimating potential profits from current or planned business operations. Many entrepreneurs and small business owners create these statements when writing their business plan. A business plan includes expected profits and other projected financial information to secure external financing from banks, lenders, and investors. Business owners can seek professional help in preparing pro forma reports and statements, e.g. B. Business consultants, business plan writers, or accounting firms.

The income statement is perhaps the most important of all pro forma statements. This statement includes projected sales revenue, rebates, returns, and allowances related to various goods or services sold by the business. The next section of the pro forma income statement is cost of goods sold. Cost of goods sold includes only those costs directly related to items in stock or other items sold to consumers. The third and final section of the income statement includes the various expenses associated with the day-to-day operations of the business.

A pro forma balance sheet includes projected balances of assets, liabilities, and equity or retained earnings owned or owed by the entity. Assets and liabilities are generally classified into two groups: current and noncurrent. Current assets comprise cash, inventories, receivables and other items expected to be consumed in less than one year. Current liabilities show all accounts payable and other current financial obligations that are due in one year. Current assets and liabilities are an important line item on the pro forma statement because they are expected to change frequently in the coming months.

Long-term assets include all items of the business that are not expected to be consumed within the next 12 months. Long-term liabilities are any long-term debt, such as mortgages or financial loans, that are not due in the next 12 months. Equity or retained earnings will reflect the expected economic value added from the company's operations.

The cash flow pro forma statement usually lists all expected future cash inflows and outflows from various business operations. Operations included in the statement of cash flows include operating, financing, and investing activities. This information helps organizations create budgets and other financial roadmaps to maintain positive cash flow throughout the fiscal year.

Unit conversion

Calculate mortgage and vehicle leases

Fuel consumption

Before we say goodbye…

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