Collection services

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If, contrary to expectations, the out-of-court (pre-court) collection procedure has not led to settlement of your claim by the debtor, and the investigations we have made into the personal and financial circumstances of your debtor have not revealed any indications that the further pursuit of your claim in court proceedings would be manifestly futile, we will automatically initiate court order for payment proceedings before the competent local court (dunning court). Since we, as a Registered Collection Agency (Section 10 of the Legal Services Act), are authorized to represent you in these proceedings as your legal representatives, we refrain – for the purpose of avoiding unnecessary additional costs and for the purpose of avoiding unnecessary time delays – from engaging lawyers to represent you.

Application for the issuance of an order for payment

As since 01.12.2008 required by law, we submit the petition online in machine-readable form only to the appropriate district court. A side effect of this form of application is a considerable acceleration of the procedure compared to the submission of the application on the otherwise usual official form.

After service of the dunning notice, the debtor has two weeks to either pay your claim in full or to. If necessary, agree with us on payment deadlines for the settlement of the claim, or assert any objections to your claim by filing an objection to the default summons. If the debtor does not pay and does not lodge an objection, after the two-week period has expired, we will file a claim on your behalf

Application for the issuance of the writ of execution

with the service of which to the debtor the judicial dunning procedure is concluded.

With the writ of execution, execution can be levied against the debtor (z. B. Attachment of chattels by a bailiff, filing of a statement of assets and liabilities – formerly an affidavit or. Oath of disclosure – issuance of the arrest warrant and arrest of the debtor to force the submission of the statement of assets, obtaining information from third parties (z. B. Information from the statutory pension insurance institutions on the current employer, information from the Federal Central Tax Office on the debtor's existing accounts with credit institutions, including the debtor's right to dispose of third-party accounts, information from the Federal Motor Transport Authority on motor vehicles registered in the debtor's name), issuance and service of garnishment and transfer orders – such as garnishment of bank accounts or wages – , as well as compulsory mortgage and compulsory auction of real estate).

Disputed procedure

If the debtor defends himself against your claim asserted with the order for payment by filing an objection against the order for payment or by filing an objection against the enforcement order that may have been issued, we are unfortunately not able to represent you in the contentious proceedings (civil proceedings) before the competent trial court that are then to be conducted. The representation of the parties in civil proceedings is reserved for lawyers. If you wish, we will gladly name a lawyer recommended by us, or arrange the involvement of a lawyer for you, or even take over the correspondence with the lawyer involved for you. Only when the contentious proceedings have been concluded by judgment or settlement will we continue to process your claim ourselves and, if necessary, pursue enforcement against the debtor on the basis of the claim awarded to you by the court.

Settlement of Costs

Depending on the amount in dispute, the legal proceedings can incur high costs. Collection agencies and attorneys are entitled to remuneration for the costly measures involved in the contentious process. At any point in the proceedings, however, we have an eye on your cost risk and on the chance that these investments will pay off again. Not every successful legal proceeding is also economically successful for you. On the other hand, a procedure that seems uneconomical at first glance can also offer the success that one would like to achieve in other places. However, you decide on such targeted investments.

Cresent Hardy for Congress

The federal government must learn to live within its means. We must immediately balance the overly bloated federal budget and actively work to reduce our trade deficit. As a longtime business owner, I've had to keep a close eye on the bottom line of my businesses to make sure employees and vendors are paid on time. Government should operate under this same basic standard. We cannot spend money we do not have! Regularly raising the debt ceiling is not a long-term solution. Government must provide for the essential responsibilities of national defense, maintenance of federal highways, preservation of Social Security, and welfare programs for our neediest citizens. In addition to these core functions, most government functions are performed more efficiently at the state and local level.

JOBS / ECONOMY

Job creation and job retention are key elements in getting our stagnant economy moving again. Employers don't invest in new businesses or expand existing ones when taxes are high and the federal government saddles them with costly unfunded mandates and burdensome regulations. Congress is not a direct job creator. However, the federal government can and should play a critical role in creating a business climate where employers are willing to invest in business expansion, startups are encouraged, and invasive regulations are kept to a minimum.

EDUCATION

I believe decisions about educating our children are best made at the local and state level, not by the federal Department of Education. Innovative programs like merit pay for our best teachers should be further explored and developed. Voucher programs and charter schools have shown positive results and should be expanded dramatically.

HEALTH CARE SYSTEM

The federal government should not force states into unfunded mandates like the Affordable Care Act (ACA). Such top-down legislation by the federal government has many unintended consequences and places a tremendous burden on the businesses and employers that drive our economy. Managing health policy at the state level would help mitigate fraud and abuse while ensuring each state develops programs that best meet the needs of its residents. A holistic approach does not work for an issue as complex as health insurance. Reforms are necessary. However, the ACA is far overreaching, expensive, and harmful to our fragile economy.

COUNTY DEFENSE

As one of the most fundamental responsibilities of the federal government, a strong national defense is critical to the freedom and quality of life of all Americans. Our borders must remain secure, and we must always be aware of the increasing threat from those who seek to do us harm both at home and abroad. We must exercise great care in determining all necessary foreign policy interventions, especially when there is no imminent threat to the United States or American citizens. We can remain a strong, assertive, and respected world leader without being seen as the "policeman of the world".

NEVADA COURT FORFEITURES

Nevada was hit harder than any state in the nation by the foreclosure crisis that began in 2008 and continues today. We must ensure that Nevada receives the attention we deserve from any federal government program that seeks to address this ongoing situation. Banks have dramatically changed their lending practices as a result of this ongoing recession, and rightly so, as their lax lending practices were certainly a factor in causing the foreclosure crisis. The federal government oversees our nation's banking system and thus must ensure that banks lend to qualified customers and not go back to the adjustable rate mortgages that contributed to so many foreclosures in Nevada.

NEVADA AS A DONOR STATE

Nevada pays more to the federal government than we receive in return for services. I will fight to get back more of OUR MONEY. Nevada has been a "donor state" for far too long. We have vital services that need our resources, and Nevada can better decide how to spend OUR MONEY than can the federal government.

Overshadowed by fierce personnel squabbles, the Green Party in Germany has begun its ballot. The 125.000 party members can vote until 6. December about the coalition agreement with SPD and FDP as well as about the green cabinet row decide. All 125 can participate.000 Green Party members. The voting ends on Monday, 6. December. Voting is done digitally; alternatively, a vote by mail is also possible. At SPD and FDP party conventions vote.

For the Greens, in addition to the coalition agreement, the Green personnel tableau for the new German government , which includes five ministers and the post of Minister of State for Culture and Media, is also up for vote. A simple majority is required, there is no quorum.

The lineage runs to 6. December at 13.00 a.m. The result is to be announced on St. Nicholas Day. Whether the Greens will be in a celebratory mood by then remains to be seen. Because the occupation of her five ministerial posts has triggered a fierce wing dispute, the consequences of which are not yet foreseeable.

Green Party's start in government after 16 years in opposition is thus strained. There has not been such a situation since the two leaders Annalena Baerbock and Robert Habeck took the helm in early 2018. The cat was out of the bag when the party leadership had to postpone the start of the ballot for a day on Thursday afternoon because there was still no agreement on the line-up of candidates.

The result of the dispute is now clear in black and white: ex-party leader Cem ozdemir is to become agriculture minister, and there is no place at the cabinet table for left-wing parliamentary group leader Anton Hofreiter. Leftists in the party bitter that, Hofreiter was considered set. ozdemir is eloquent, shrewd, had a brilliant election result and has mastered the light-footed game with the public. For the external image of the Greens, the first federal minister with Turkish roots should prove to be a pound of gold. But thanks to the controversy his lineup sparked, the Greens enter the new government with a mortgage.

The fact that Hofreiter and ozdemir cannot simply both become ministers is due to the rules for filling such posts. Corresponding sensitivities exist also in other parties, with the Greens they are perhaps a little more far-reaching. They stipulate that posts normally go at least half to women, plus both wings, left and realos, want their interests represented in a balanced way.

The two current party leaders, Baerbock and Habeck, are realists and were set from the start for the four to five ministerial posts the Greens hoped for. It was thus clear that ozdemir and Hofreiter would not both be able to make the cut – keyword: male majority. The sixth post, which should now go to the leftist Claudia Roth as Minister of State for Culture and the Media, was not counted in these internal calculations.

According to leftist readings, the party executive pulled ozdemir out of the hat as a nasty surprise. There is talk of a breach of promise, destroyed trust. The performance in the coalition negotiations also played a role, however, realists point out.

In recent years, and even more so during the election campaign, the Greens have posed as statist and harmonious. Party leader Habeck philosophizes whenever he is allowed to about the connection of ideological opposites, from which something new, something better should arise. Co-leader Baerbock undauntedly urges the country to "rise above itself". Now they're scuffling again, the Greens, and the day after the bang they seem hungover and a little surprised at themselves.

Who is responsible for the misery depends on who you talk to. The two party leaders have to ask themselves why they could not resolve the looming conflict sooner and more quietly. During the election campaign, the inconsistencies in Baerbock's curriculum vitae and her book, with its conspicuous number of textual similarities to other works, caused the party leadership to flounder. Now this. This raises questions about crisis resistance and the quality of strategic thinking.

The cabinet team itself is probably not the main problem here, because it actually takes into account many sensitivities. "We represent the diversity of our party and our society from. Different generations, people with a history of migration, with East German roots, but also families are represented by our lineup," praised Luise Amtsberg, the group's previous spokeswoman on refugee policy, who does not assign herself to any wing.

The question is rather what wounds the dispute will leave behind. Despite the displeasure, it is difficult to imagine a "no" vote on the coalition agreement and cabinet formation in the ballot. Greens won't relinquish grip on power over staff spat. It remains to be seen whether the current skirmish will prove to be an exception or the prelude to renewed infighting.

Application for the issuance of an order for payment

Application for the issuance of the writ of execution

Disputed procedure

Settlement of Costs

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